The Real Price of a Cup of Coffee

How much does that cup of coffee every morning actually cost you?

According to, a small (tall) freshly brewed coffee currently costs $1.85 at Starbucks.

This is the cheapest item on their menu. Keep that in mind as you continue reading.

So, let’s build the scenario. You’re a college student trying to get through your college days any way that you can. You typically stay up working most of the night, either at your job, or by studying for the big exam. So, you need the coffee every morning to help jump start your day. It helps to keep you engaged and gives you energy for your day. The $1.85 won’t make much of a difference, right?


$1.85 a day, five days a week, is $9.25 per week.

There are 52 weeks in a year. So, your yearly coffee expense is $481.

So, by cutting out your morning coffee, you’ve essentially freed up enough money to spend on one month’s worth of your car note.


But, what if I told you that this $481 can become more?

All wealthy people know that their best and most powerful employee is their money. That’s because money never sleeps. You can let this $481 work for you around the clock.

By doing this, you can turn this $481 into sizable amounts of money.

Cryptocurrencies are quickly taking the world of investing by storm. Think stock market that never sleeps. You can trade crypto 24/7.

Crypto has been getting a lot of news lately due to the massive gains people have been receiving from their investments.

This is how that wimpy $481, turns into so much more.

Before we go any further I want to throw a disclaimer out that this is no way investment advice nor am I any sort of financial professional.

When you spend $481 on your coffee every day, you’re not just spending $481. You’re also spending the interest that the $481 could have earned you. This is what’s called, opportunity cost.

Simply put, it’s the cost of the opportunity you threw away when you bought the coffee.

So, let’s use math to have some fun.

Cryptocurrency is still a very new trend and has long way to go before it reaches the levels that were seen during the dot com bubble. Because the space is still so new, there are a lot of low market cap coins with amazing potential. Without going into detail about what market cap is, it means that these coins have a lot of room to grow exponentially.

Oyster PRL (PRL) is one example. A coin of PRL was roughly $.49. Today, a week later, a coin of PRL is worth $4.53. I don’t think I have to do the exact math of the percentage increase to show you just how crazy of an increase occurred within a week.

At $.49, your $481 would have bought you 981.63 PRL coins. Today, a week later, that would be worth $4,446.79.

By buying coffee 5 days a week, it cost you $481 up front, plus $3965.79 in opportunity cost.

That money that could have went to a car payment, just got upgraded to a potential down payment on a house through an FHA loan with 3.5% down.

I don’t know about you, but I would take the house over a few cups of coffee.

Now keep in mind, that gains like the one PRL had, are rare. This is most likely a once in a lifetime phenomenon where you will be able to receive returns on your money as high as in the crypto market.

Also, just because it’s rising now, does not mean it will continue to do so. It could all crash to zero tomorrow and be worth nothing.

However, if you’re going to throw money away on coffee anyway, then you might as well take the risk and spend it on some crypto. At worst, you don’t have coffee and you lose your money. At best, you buy a Lamborghini.

Just know, that there may be a better use for that $1.85 you’re about to spend on your coffee.

Stay golden

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